Hello, internet navigators! Today, we’re diving into a topic that’s both serious and surprisingly sneaky: finding legitimate help for substance use disorders online. Spoiler alert: not everyone on the internet has your best interests at heart. Shocking, right? August 31 is International Overdose Awareness Day—a day dedicated to remembering those lost to overdose, supporting their families, and taking action to end these tragedies. One way the Federal Trade Commission (FTC) is stepping up is by tackling the not-so-nice folks who try to scam those seeking treatment. So, let’s break down how not to get hoodwinked while searching for help. ...

Hey there, savvy investors! Ever been tempted by an investment opportunity that sounds too good to be true? Did it come from a friend, a friend of a friend, or someone who claims to share your values? Before you dive headfirst into a financial fantasyland, let’s talk about how to steer clear of cunning investment scams that might be lurking in your community or online networks. The Sneaky Tactics of Investment Scammers ...

Ah, natural disasters. They’re like the unwanted surprise parties of Mother Nature. Just when you’re least expecting it, BAM! A hurricane, wildfire, or flood crashes into your life. But as if dealing with the wrath of nature wasn’t enough, there’s another group waiting to rain on your parade—scammers. Yep, these sneaky folks love a crisis almost as much as they love your money. So, let’s dive into how you can protect yourself from these fraudsters when disaster strikes. ...

Hey there, savvy shopper! Have you ever stumbled upon a social media ad offering a brand-name product at such a jaw-dropping discount that you almost spilled your coffee? Well, before you whip out your credit card faster than you can say “bargain,” let’s hit pause. That “deal” might be a scam with more red flags than a bullfighting arena. The Sneaky World of Scammy Social Media Ads Scammers are like digital chameleons—they impersonate real companies on social media, luring unsuspecting shoppers with tantalizing discounts. Click on one of these ads, and you could find yourself in a web of deception, landing on a fake website designed to swipe your cash or personal information faster than a magician’s sleight of hand. ...

Welcome to the world of gym memberships, where getting in is a breeze, but getting out can feel like escaping from Alcatraz. If you’ve ever tried to cancel a gym membership, you might relate to this saga of sweat, tears, and mysteriously recurring charges. The Federal Trade Commission (FTC) recently called out LA Fitness for allegedly turning gym membership cancellations into a marathon of misery. Let’s dive into how you can dodge the drama and keep your wallet in shape. ...

Ah, back-to-school season! Time for new backpacks, number two pencils, and…money management skills? Yep, you read that right. Whether you’re a student, a parent, or just someone who still struggles with the idea of a budget (no judgment here, I still think my morning latte should be tax-deductible), it’s the perfect time to learn how to guard your cash and personal info from sneaky scammers. So, where do you start on this path to financial enlightenment? Why, with the Federal Trade Commission’s (FTC) consumer.gov, of course! It’s got all the free, no-nonsense advice you need to become a pro at managing your money and dodging scams like a financial ninja. ...

Are you sick of your phone ringing off the hook with calls from “Rachel at cardholder services” or some prince offering you millions? You’re not alone! The modern-day plague of spam calls is relentless. But worry not, because we’re here to help you fight back with a laugh and a few pro tips. Step 1: The “Do Not Call” Registry - Your New BFF First things first, get your number on the National Do Not Call Registry. It’s like signing a peace treaty with telemarketers. While this won’t stop scams (those rule-breakers!), it will cut down on the legit spam calls. It’s free, and who doesn’t like free peace of mind? ...

Hey there, internet explorer! 🕵️‍♂️ Ever dreamt of making money online while you’re comfortably parked on your couch with a Netflix series running in the background? Well, hold onto your remote, because not everything that glitters on the web is gold. Today, we’re diving into the quirky world of task scams, where fraudsters promise easy cash but deliver only disappointment. Game On… or Game Over? Imagine this: you get a surprise message on WhatsApp, Telegram, or any of your favorite social media platforms. It’s from someone who promises you can make money online by doing simple tasks like “optimization” or “product boosting.” The concept sounds as easy as pie, and the message assures you of instant payment. But here’s the catch—it’s a scam! 🎣 ...

Hey there, savvy seniors and friends of savvy seniors! Picture this: You’re sipping your morning coffee, flipping through a magazine, when suddenly your phone rings. On the other end is someone claiming to be a bank employee, an Amazon rep, or even a government agent, and they have some alarming news. Do you hang up, or do you panic? Before you let fear take the wheel, let’s dive into the whacky world of scam artistry and how you can steer clear of their traps. ...

Let’s face it: the internet is like a vast, digital candy store, and your kids are the ones with a serious sweet tooth. But don’t worry, there’s a way to keep their online sugar rush in check without ruining the fun! Enter the wonderful world of parental controls – your ally in managing screen time, filtering content, and keeping your little ones out of the wild west of the web. ...