We’ve all been there: a text pops up, “Your rewards points are expiring today! Click here to save them!” But wait—before you panic and click that link, it might be time to channel your inner detective. Some of these messages come from scammers, not the legit rewards program you signed up for. Let’s dig into how you can tell if that text is real or just phishing for your info.

The Scam Breakdown

Here’s the scoop: scammers send texts that look like they’re from your rewards program. The message is urgent—your points are on the line! But if you click the link, you’re stepping into a trap. These sneaky folks are after your personal info, like your Social Security or credit card number, or even trying to install harmful software on your phone. Yikes!

How to Spot the Phishy Business

  1. Don’t Click, Investigate: If you get a text about expiring points, resist the urge to click. Instead, channel your inner Sherlock and check it out yourself. Visit the company’s website or app directly—no shortcuts! Look up your points status there.

  2. Stay Updated: Keep your phone’s software up to date. Those updates often come with security patches that can protect you if you accidentally step on a digital landmine.

  3. Filter Out the Phish: Tweak your phone settings, use carrier tools, or download call-blocking apps that can also filter texts. It’s like having a security guard for your inbox.

  4. Report the Rascals: Got a spammy text? Report it! Whether you’re team Apple or Android, there are ways to send those junk messages packing.

Remember, your points are important, but so is your personal information. Stay vigilant, and keep those reward points safe from the scammers!

For more detailed information, check out the original article at FTC Consumer Information.

Original article: https://consumer.ftc.gov/consumer-alerts/2026/04/got-text-about-expiring-reward-points-look-closer